NorthStar Personal Banking combines the power of sophisticated financial services with the unparalleled personal attention you deserve. Our Relationship Bankers' top priority is you, your family and your financial goals.

Star Checking

  • $100 minimum to open the account
  • $500 minimum daily balance1 OR one direct deposit per statement cycle required to avoid maintenance fee
  • $10 monthly maintenance fee, if requirements not met
  • Free NorthStar Online Banking4
  • Free NorthStar Mobile Banking4,5
  • Free Remote Deposit Anywhere4
  • Free NorthStar Online Bill Pay4
  • Free Debit Card
  • No charge for Non-NorthStar ATM transaction fees (ATM Owners fee may apply)
  • Free unlimited ATM withdraws at any Publix Presto Machine

Five Star Advantage Checking

  • $250 minimum to open the account
  • $2,500 minimum daily balance1 OR $25,000 combined monthly deposit balance OR $50,000 combined monthly deposit and/or outstanding loan balance to avoid maintenance fee
  • $12 monthly maintenance fee, if requirements not met
  • Free NorthStar Online Banking4
  • Free NorthStar Mobile Banking4,5
  • Free Remote Deposit Anywhere4
  • Free Online Bill Pay4
  • Free Debit card
  • First order of standard checks free
  • No charge for Non-NorthStar ATM transaction fees (ATM Owners fee may apply)
  • Free unlimited ATM withdraws at any Publix Presto Machine
  • Tiered Interest Rates:
    • Balances up to $14,999.99
    • $15,000 to $49,999.99
    • $50,000 and over

Star Senior Checking

  • $100 minimum to open the account
  • $500 minimum daily balance1 OR one direct deposit per statement cycle OR $5,000 combined monthly deposit balance required to avoid maintenance fee
  • $8 monthly maintenance fee, if requirements not met
  • Free NorthStar Online Banking4
  • Free NorthStar Mobile Banking4
  • Free Online Bill Pay4
  • Free Debit Card
  • No charge for Non-NorthStar ATM transaction fees (ATM Owners fee may apply)
  • Free unlimited ATM withdraws at any Publix Presto ATM
  • At least one account owner must be 50 years of age or older to qualify for this account
  • First order of standard checks free
  • $50 bonus after first 5 electronic transactions within first 60 days of account opening

Star Money Market2

  • $1,000 minimum to open the account
  • $2,500 minimum daily balance1 required to avoid maintenance fees
  • $15 monthly maintenance fee, if minimum balance not met
  • Tiered Interest Rates:
    • Balances up to $14,999.99
    • $15,000 to $49,999.99
    • $50,000 to $249,999.99
    • $250,000 to $999,999.99
    • $1,000,000 and over

Star Savings2

  • $100 minimum to open the account
  • $250 minimum daily balance1 to avoid maintenance fee
  • $10 quarterly maintenance fee if daily balance not met
  • Tiered Interest Rates:
    • Balances up to $14,999.99
    • $15,000 to $49,999.99
    • $50,000 and over

Star Youth Savings2

  • Primary account holder must be under 18 years of age and accompanied by an adult
  • $25 minimum to open the account
  • $25 minimum daily balance1 required to avoid maintenance fee
  • $2.50 maintenance fee, if minimum balance not met
  • Tiered Interest Rates:
    • Balances up to $14,999.99
    • $15,000 to $49,999.99
    • $50,000 and over

Certificate of Deposit

  • $1,000 minimum to open the account
  • Terms vary from 3 months to 60 months
  • A penalty will be imposed for early withdrawal
  • Call today for rate specials!

Star Personal Banking Services

NorthStar Online Banking4,5 - easy, secure and totally free

  • Free Online Bill Pay
  • Remote Deposit Anywhere
  • Online Banking
  • Mobile Banking
  • Track multiple accounts
  • Link to Account Alerts
  • Internal account transfers

Account Alerts4,5 - electronic notification of account events

  • Track college student account activity
  • Minimum account balances
  • Safe and secure email notices
  • Instant alerts to account changes

Personal Asset Management - personalized cash and asset services

  • Free NorthStar Online Banking and Bill Pay4
  • Sweep Accounts
  • Certificates of Deposit
  • Money Market Accounts2

Customized Lending6 - Specialized lending programs tailored to your needs

  • Boat, vehicle and RV loans
  • Construction loans and residential mortgages
  • Asset secured loans
  • Lines of credit

NorthStar Rewards Debit card - convenience and reward points in one simple card

  • Earn reward points good for gifts and travel
  • Use as you would any debit card
  • Honored anywhere MasterCard is accepted
  • Free with all personal accounts
  • Track online through NorthStar Online Banking4

1Daily Balance Method – We use the daily balance method to calculate interest on your account. This method applies a periodic rate to the daily balance in the account for the period. The daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 
2Transaction restrictions apply for Savings and Money Market accounts.
3Additional fees may apply. 
4Internet service provider fees may apply.
5Third party fees for message and data plans may apply from message carrier.
6
Applications subject to credit review and approval.

All NorthStar Bank products are subject to applicable customer agreements, terms, conditions, disclosures and application requirements. Credit products are subject to credit approval.